Life insurance is one of the basic building blocks of financial security. It is a contract with an insurance company that pays your beneficiaries a lump sum at your death. It can be used to pay off a mortgage or other debts or fund a business agreement such as a buy and sell agreement. It can be structured to provide lifetime income. Life insurance can even be used to pay estate taxes, attorney's fees and other estate settlement costs. In most cases, the benefits are tax free.


Ness Insurance & Annuity specializes in several
types of life insurance, including:

Term Life Insurance

Universal Life Insurance

Survivorship Universal Life Insurance

For more information about the different types of life insurance, or for a free, no-obligation quote, please contact us.

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